Big Numbers

It is critical to recognize the magnitude of the numbers involved in American health care and understand how that magnitude affects both the nation’s physical and financial health.

Learn More

Big Benefits

A look at how the management of health care delivery and finances affects the costs, availability and quality of health care.

Learn More

Who Pays

An analysis of who charges what, who pays for what and why that makes a difference.

Learn More

About Concerned Actuaries Group

We Believe America’s social insurance programs are not financially sustainable
  • Our Mission: Provide full, accurate, and easily understood analyses of the financial realities affecting the funding and security of our nation's public finance and social insurance programs. These programs include federal, state and local retirement, healthcare and other publically funded social entitlements dependent on long range planning and advance funding..
  • What We Hope to Achieve: Ensure that the nation's public finance and social insurance programs are designed and managed with the actuarial discipline and transparency such programs deserve and should require.
  • What We Do: Seek illumination and understanding of and agreement about, the facts affecting the nation's public finance and social insurance programs and their stakeholders.

    Share information with nation's public finance and social insurance programs’ stakeholders including beneficiaries, current and future taxpayers and policy makers.

    Advocate for rigorous standards, disciplined program costing, management metrics, and transparency.

Our Directors


BOB L. COLLETT, FSA

Mr. Collett is a former Principal, Director, President, and CEO of Milliman and served as Chairman of Milliman Global prior to his retirement. He is a Fellow of the Society of Actuaries and a Member of the American Academy of Actuaries.


MARK LITOW, FSA

Mr. Litow, is a retired, former Principal of Milliman, known for both his national and international work on health care. He served as a Member, Board of Governors of the Society of Actuaries and as the EVP of the Council for Affordable Health Insurance.


ROBERT SHAPIRO, FSA

Mr. Shapiro has been a consultant to life insurance companies and other related organizations for more than 50 years. He is a Fellow of the Society of Actuaries and a Chartered Life Underwriter. He served nine years on the Board of Governors of the Society of Actuaries and currently is both a trustee of the American College and an emeritus trustee of the Actuarial Foundation.



BART CLENNON, FSA

Mr. Clennon is a retired former Principal of Milliman. He is a Fellow of the Society of Actuaries and a Member of the American Academy of Actuaries.

FRED KILBOURNE, FSA

Mr. Kilbourne is a Charter Member of the American Academy of Actuaries and the National Academy of Social Insurance; past President of the Casualty Actuarial Society and the Conference of Consulting Actuaries



BOB SARTORIUS

Mr. Sartorius is an Associate of the Society of Actuaries, Member of the American Academy of Actuaries, Fellow and Conference of Consulting Actuaries.

OUR ADVISORS



JAY NOVIK, FSA

Principal of Black Diamond Capital Partners; former Vice Chairman of Swiss Re America

ROD ROHDA, FSA

Retired Executive, Fidelity Investments